EFC Wealth Retirement Strategies

EFC Wealth Retirement Strategies involves a systematic approach starting with the alignment of your emotion and financial goals, which we help identify during our thorough Meeting of the Minds Discovery Meeting. While expert investment management is a critical component needed to provide cash flow throughout the retirement years, understanding the emotion involved in investing or retiring from a company after 30 years will play a significant role in your decisions.

Our hands on approach to Wealth Management include initial and ongoing strategic planning and the assessment of risks to financial securities that allow us to guide you with solutions to manage those risks. Wealth Management is an ongoing process that provides EFC Wealth Management Firm the opportunity through quarterly meetings with you to continually add value by reviewing areas where we might save you money, like suggesting a mortgage refinance or by potentially identifying dozens of financial pitfalls that help with your daily cash flow.

  • Stage One: Mapping Your Financial Blueprint
  • Stage Two: Revealing the Cracks
  • Stage Three: The Strategy Session
  • Stage Four: Design and Implement Your Fiscal House
  • Stage Five: Welcome to the EFC Family

Mapping Your Financial Blueprint

EFC Wealth discovery process, we first develop a big-picture understanding of you, your resources, and objectives. Then, dig deeper to uncover your money values. These are the guiding principles at the core of how you make decisions to spend, to save, and to invest. Once these core beliefs are identified, we are better able to guide your journey for long-term financial health by integrating your financial decisions with your financial resources as we prepare your Sound Fiscal House.

Revealing The Cracks

EFC Wealth Management Firm carefully reviews your current financial situation, by analyzing appropriate documents that your have brought to us for review. Our team will need to see your current Investment Statement, Insurance Policies, Mortgage statement, Tax Returns, 401K and pension numbers where applicable. We will then design a comprehensive detail analysis outlining any cracks we have found in your current financial or retirement plan. We will then discuss our recommendation on how we feel we can help with your plan if their is a need for our service.
our concerns with your current financial plan and what we feel that we could designs a financial blueprint for your

The Strategy Session

During this visit we will discuss all appropriate products and strategies to help you achieve your desired outcome for retirement. We utilize the Fiscal House Approach, which allows us to diversify your investment portfolio based on our and risk-based asset allocation methodology. We take into consideration factors such as your requirements for cash flow, the required rate of return as determined in your financial plan, your risk tolerance and risk capacity, asset allocation mix and any other financial and personal considerations.

Design and Implement Your Fiscal House

Like any great building, we start with a solid foundation and an efficient, well-crafted blueprint. Having a solid wealth management plan streamlines and provides structure to your financial decision-making process. Your plan defines the pathway through which we will work with you to achieve your financial goals. This plan is created in the true sense of partnership, us with the experience to guide your investment decisions and you with the emotional input to help co-create a successful plan that helps you instill confidence in your retirement plan.

Welcome to the EFC Family

Life continues to evolve despite our best laid plans. We are aware that as life changes, money changes; also as money changes, life changes. As part of our wealth management process, we speak with or meet with you regularly to understand any changes in your life that might affect your financial health or modify your original goals. Sometimes that means planning to help a new grandchild, an aging parent, or even just deciding whether the money is there to take the whole family on an extended vacation. When it comes to your financial well-being, we work with you to stay abreast of the ups and downs of your financial position, your personal life and your portfolio, and make suggestions for adjustments through periodic updates and quarterly reviews. Welcome to the family.